Having structured settlement payments can be quite a boon. You can count on your payments coming in to make sure your bills are paid and you can live comfortably or at least have some extra money. However, some people may want to make sure they get the most out of their settlement payments. Well, after your bills are paid, there are some ways you can make the most of this extra cash. For example, you should think about retirement and investing that money. You can make the most of it, especially if you don’t really need the money right away. You can put it into stocks or mutual funds and you should see a healthy return in a few years. If time is on your side, then you should definitely talk to a financial planner. However, if you don’t want to play in the stock market, there are other ways your money can make you money. You can sell structured settlement payments to a company for a lump sum. Why sell structured settlement payments? To invest. For example, you can invest in a business or franchise or perhaps, you should invest in yourself by getting a higher degree which could provide for you and your family in the long run.